If you experience a fault in the service provided, please report it to us immediately. In the event of insolvency, your funds are therefore protected. If we have grounds to believe that one or more account(s) have been opened withthe intention to mislead or defraud Dumarca, we may cancel any pending transaction(s) related to such conduct and close any or all of the account(s). 4.6 No credit is permitted. Once you we have verified your identity, the withdrawal will be actioned. If no transaction has been recorded on your account for thirty (30) consecutive months, we will close your account and, should the account contain a real money balance, we will return any withdrawable funds to you, or if you cannot be satisfactorily located, to the. Depending on the promotion, these bonus funds may be convertible to real money after fulfilling a specific set of criteria for the promotion. 3.4 User must keep their login details and password secret at all times. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen.